ALF > Credit Debt Consolidation > Debt Solutions > Debt Relief

Our Program

Initial Consultation:

Your initial consultation is a free, no obligation evaluation of your financial situation.

You will be able to have an extensive conversation with one of our Debt Specialists who will be able to offer the best advice based on your budget. You will be able to determine at this point if our Debt Settlement program will best suit your financial needs. Fill out the form to begin or call 1-866-276-6044.

Upon Enrollment:

From the very start of your program, American Liberty Financial will take care of everything for you. You will not be required to correspond with your accounts. You may sill receive correspondence by mail and some 1^st party calls. All 3^rd party calls will be directed to our office.

Clients Responsibilities:

This is a program designed to not only save you money but also simplify your daily life. Upon enrollment, we will assist you in opening a Special Purpose Account. You will be responsible for maintaining this bank account by making timely payments. This account is only used to make authorized payments to your creditors. Clients are responsible for notifying American Liberty Financial of any and all communications with you directly by creditors. You are also responsible to notify American Liberty Financial of any change in your financial status. American Liberty Financial empowers its clients with the assurance that they are in charge of their program and their money.

Program:

Throughout the course of the program your creditors will be contacting our office on a regular basis (usually every 30 days) to verify representation and to make settlement offers once your accounts have gone through a standard aging process. Settlements normally do not begin until after the first 90 days of your start date. Our debt negotiators will be contacting you with settlement offers. We will advise you on how to proceed with each offer. This process will continue until you no longer have any outstanding unsecured debt. Our Program Fee also includes the cost of third party legal representation should it be necessary.